DIRIGO Honors & Signature Rewards Checking

Account Type	Dividend Rate	Annual Percentage Yield	Minimum Balance
Dirigo Honors Checking ($0-$25,000)	3.45%	3.50%	None
Dirigo Honors Checking (over $25,000)	0.29%	0.64%-2.00%	$25,000.01
Dirigo Honors Checking (Qualifications NOT met)	0.10%	0.10%	None
Dirigo Signature Rewards	0.00%	0.00%	None

HSA Variable

Term	Dividend Rate	Annual Percentage Yield	Minimum Balance to Open/Obtain Annual Percentage Yield
HSA Variable	0.25%	0.25%	$0.00

Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain Annual Percentage Yield on all deposit accounts.

Jumbo IRA Certificates

Term	Dividend Rate	Annual Percentage Yield	Minimum Balance to Open/Obtain Annual Percentage Yield
6 Month	4.51%	4.60%	$100,000.00
9 Month	4.41%	4.50%	$100,000.00
1 Year	4.27%	4.35%	$100,000.00
15 Month	4.03%	4.11%	$100,000.00
2 Year	3.88%	3.95%	$100,000.00
3 Year	3.88%	3.95%	$100,000.00
4 Year	3.83%	3.90%	$100,000.00
5 Year	3.83%	3.90%	$100,000.00

Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain Annual Percentage Yield on all deposit accounts.

Club Accounts

Account Type	Dividend Rate	Annual Percentage Yield	Minimum Balance to Open/Obtain Annual Percentage Yield
Club	0.25%	0.25%	$0.00

Share Draft Checking Accounts

Account Type	Dividend Rate	Annual Percentage Yield	Minimum Balance to Open/Obtain Annual Percentage Yield	Monthly Fee if Balance falls below Minimum Balance
Regular Checking	0.00%	0.00%	$0.00	$0.00
Share Draft Minimum Balance	0.15%	0.15%	$500.00	$5.00
Free 4 Me Checking*	0.00%	0.00%	$0.00	$0.00

Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain Annual Percentage Yield on all deposit accounts.

Jumbo Share Certificates

Term	Dividend Rate	Annual Percentage Yield	Minimum Balance to Open/Obtain Annual Percentage Yield
6 Month	4.51%	4.60%	$100,000.00
9 Month	4.41%	4.50%	$100,000.00
1 Year	4.27%	4.35%	$100,000.00
15 Month	4.03%	4.11%	$100,000.00
2 Year	3.88%	3.95%	$100,000.00
3 Year	3.88%	3.95%	$100,000.00
4 Year	3.83%	3.90%	$100,000.00
5 Year	3.83%	3.90%	$100,000.00

Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain Annual Percentage Yield on all deposit accounts.

IRA Certificates

Term	Dividend Rate	Annual Percentage Yield	Minimum Balance to Open/Obtain Annual Percentage Yield
IRA 6 Month	4.41%	4.50%	$500.00
IRA 9 Month	4.31%	4.40%	$500.00
IRA 1 Year	4.17%	4.25%	$500.00
IRA 15 Month	3.93%	4.00%	$500.00
IRA 2 Year	3.78%	3.85%	$500.00
IRA 3 Year	3.78%	3.85%	$500.00
IRA 4 Year	3.74%	3.81%	$500.00
IRA 5 Year	3.74%	3.81%	$500.00

Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain Annual Percentage Yield on all deposit accounts.

Share Accounts

Account Type	Dividend Rate	Annual Percentage Yield	Minimum to Open/Obtain Annual Percentage Yield
Shares (B)	0.25%	0.25%	$25.00

Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain Annual Percentage Yield on all deposit accounts.

Money Market Share Accounts

Tier	Variable Dividend Rate*	Annual Percentage Yield	Minimum Balance to Open/Obtain Annual Percentage Yield
$1,000.00 - $24,999.99	2.62%	2.70%	$1,000.00
$25,000.00 - $49,999.99	2.86%	2.90%	$25,000.00
$50,000.00 - $99,999.99	3.06%	3.10%	$50,000.00
$100,000 - $249,999.99	3.35%	3.40%	$100,000.00
$250,000 & Over	3.64%	3.70%	$250,000.00

Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain Annual Percentage Yield on all deposit accounts.

Share Certificates

Term	Dividend Rate	Annual Percentage Yield	Minimum to Open/Obtain Annual Percentage Yield
6 Months	4.41%	4.50%	$500.00
9 Months	4.31%	4.40%	$500.00
1 Year	4.17%	4.25%	$500.00
15 Months	3.93%	4.00%	$500.00
2 Years	3.78%	3.85%	$500.00
3 Years	3.78%	3.85%	$500.00
4 Years	3.74%	3.81%	$500.00
5 Years	3.74%	3.81%	$500.00

Rates are subject to change without notice once the account has been opened. Fees may reduce earnings. Stated minimum opening balance is required to obtain Annual Percentage Yield on all deposit accounts.