Home Mortgages
Home Mortgages
Portfolio Loan
Serviced in-house by Dirigo FCU, we know that finding the right home is just as important as finding the right home loan. On-site financing with personalized service to make your dream a reality.
CUSO Loan
Serviced by CUSO Home Lending, this home mortgage has lower down payment options available with local, expert guidance. It’s the perfect combination of accessibility and flexibility.
CU Promise Loan
Serviced by CUSO Home Lending, this home mortgage has lower down payment options available with local, expert guidance. It’s the perfect combination of accessibility and flexibility.
Mobile Home Loan
Whether you’re looking for a private residence or to nest in a park, our mobile home loans are a great option for your home.
Rates – subject to change without notice
Portfolio Mortgages
| Mortgage | Rate (A) | APR | Payment per $1,000 | |
|---|---|---|---|---|
| 30 Year (Portfolio minimum credit score 680) | 6.750% | 6.883% | $6.49 |
|
| 20 Year | 6.750% | 6.925% | $7.60 |
|
| 15 Year | 6.375% | 6.589% | $8.64 |
|
| 10 Year | 6.375% | 6.676% | $11.29 |
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Land Loans
| Land Loan | Rate (A) | APR | Payment per $1,000 |
|---|---|---|---|
| 15 Year | 7.000% | 7.564% | $8.99 |
| 10 Year | 6.875% | 7.663% | $11.55 |
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Mobile Homes in a Park
| Mobile Homes in a Park | Rate (A) | APR | Payment per $1,000 |
|---|---|---|---|
| 20 Year | 7.125% | 7.216% | $7.83 |
| 15 Year | 7.000% | 7.112% | $8.99 |
| 10 Year | 7.000% | 7.156% | $11.61 |
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Mobile Homes on Land
| Mobile Home on Land | Rate (A) | APR | Payment per $1,000 |
|---|---|---|---|
| 30 Year (2018+ min. credit score 680) | 6.875% | 7.006% | $6.57 |
| 20 Year | 6.875% | 7.046% | $7.68 |
| 15 Year | 6.625% | 6.836% | $8.78 |
| 10 Year | 6.625% | 6.922% | $11.42 |
View Disclosures
It’s simple to start or to switch
Easy to qualify
Live, work, worship, or attend school in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset, or York county.
Easy to switch
Direct deposits and auto payments transfer right over.
Easy to get what you need
Accounts, credit cards, loans for every day and life stage.
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