View Full Honors Checking Disclosure

*APY=Annual Percentage Yield. APYs accurate as of 3/1/2022. Rates are subject to change. Fees may reduce earnings. Qualifying transactions must post and settle to the Dirigo Honors Checking account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. Monthly Qualification Cycle means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. For the Dirigo Honors Checking, if qualifications are met each monthly qualification cycle:

(1) Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $25 and credited to account on the last day of the monthly statement cycle; (2) balances up to $25,000 receive APY of 2.00%; and (3) A dividend rate of 0.299% will be paid on the portion of your average daily balance that is greater than $25,000.01. The annual percentage yield for this tier will range from 2.00% to 0.64%, depending on the balance in the account. When your Honors Checking account qualifications are not met, the dividend rate paid on the entire balance will be 0.049%, with an annual percentage yield of 0.05%.

If qualifications are not met however no ATM refunds will be paid. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons, and other requirements apply. Having at least one ACH Credit in your Dirigo Honors Checking account, a minimum of 12 POS debit card transactions and receipt of electronic statements are conditions to qualify for the monthly reward each cycle period. The advertised Dirigo Honors Checking APY is based on compounding dividends. Dividends are compounded every month. Dividends are credited to your account on the last day of the current Statement Cycle. If you close your account before the dividend is credited, you will not receive the accrued dividend. Dividends begin to accrue on the Business Day you deposit cash or non‐cash items (for example, checks). Limit one account per social security number. Federally Insured by NCUA.

**LifeLock™ by Norton™ 1st Year Pricing – Important Subscription, Pricing and Offer Details: (1) Your subscription begins when your purchase is completed (or otherwise, when your payment is received). You must download and install on each device or complete enrollment to get protection. [If promo code: Special offer(s) may expire.] (2) By subscribing, you are purchasing a recurring subscription which will automatically renew. (3) The price quoted today is valid for the offered introductory term. After that, your subscription will be billed at the applicable monthly or annual renewal price here https://us.norton.com/pricing. The price is subject to change, but we will always send you a notification email in advance. (4) Cancel your subscription here: my.norton.com or by contacting Member Services & Support at: https://support.norton.com/ or at 844-488-4540. For more details, please visit the Refund Policy: https://www.norton.com/return-policy. Perpetual -Important Subscription, Pricing and Offer Details: (1) Your subscription begins when your purchase is completed (or otherwise, when your payment is received). You must download and install on each device and complete enrollment to get protection. Special offer(s) may expire. (2) By subscribing, you are purchasing a recurring subscription that will be billed at the applicable monthly price found here: https://us.norton.com/pricing (price shown before your Dirigo FCU savings is applied). The price is subject to change, but we will always send you a notification email in advance. (3) You can cancel your subscription at my.norton.com or by contacting Member Services & Support at https://support.norton.com/ or at 844-488-4540. For more details, please visit the Refund Policy: https://www.norton.com/return-policy