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Home Equity Loans

Do you need access to money for an important purchase? Let your home work for you with flexible borrowing and a fixed rate.

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Give yourself a little wiggle room.

At Dirigo FCU, our home equity lines of credit can give you the financial flexibility you need. Whether you’re remodeling your home, paying for college, or have emergency expenses, we’ll help find the right solution for you.

Home Equity

Home Equity Loan (closed end) (+.75% for mobile homes)	Home Equity (1st Lien)			Home Equity (Subordinate Lien)
80% LTV	RATE (A)	APR	Payment per $1000	RATE (A)	APR	Payment per $1000
20 Year (minimum $50,000)	7.000%	7.053%	$7.75	N/A	N/A	N/A
15 Year	6.875%	6.940%	$8.92	7.250%	7.352%	$9.13
10 Year	6.750%	6.840%	$11.48	7.125%	7.267%	$11.68
5 Year	6.625%	6.792%	$19.62	7.000%	7.262%	$19.80
Home Equity Line of Credit
80% LTV	RATE (A) - Base Prime +0	APR-Adjusts Monthly based on Index	Payment per $1000	RATE (A) - Base Prime +.25	APR-Adjusts Monthly based on Index	Payment per $1000
80% LTV Prime (8.50) +/- margin.(manufactured housing not eligible) Rate will vary based on credit score & LTV	8.000%	8.000%	Greater of $100 or accrued finance charge during draw period	8.250%	8.250%	Greater of $100 or accrued finance charge during draw period

Individual loan rates may vary based on creditworthiness, loan-to-value, and loan terms.
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Use the equity in your home to do the things you want to do.

Make a big purchase
Pay off high-interest debt
Renovate your home
Pay for college

Interested in a Home Equity Loan?

Get in touch and we’ll contact you to find out if a home equity loan is right for you.